You will find that all payment methods listed on this page are easy, modern, and Canada friendly. Some have been gaming staples for years, but others you may have never heard of. As a whole, they paint a wide net of depositing options and can adapt to any player’s needs, which are most often a mix of safety, speed, and anonymity. We encourage you to scroll down and read the different blurbs associated with each brand, before choosing the modality most suited to your needs. We also recommend always reading the fine print of the various casinos and gaming brands before depositing real money.
Canadians have been enjoying access to the online gambling market for more than 25 years. This unique entertainment vertical is constantly evolving. We’ve seen tremendous strides in technology since the 1990s and have a host of modern methods to pick from. The game variety is also more abundant; graphic detail far more impressive; security exceptionally tighter across the boards. We’ve also seen a major shift in the way internet gamblers move money in and out of an online casino account.
There are so many ways to fund any real-money iGaming endeavor these days. So many, in fact, that the team behind BTC Blackjack are building an entirely new segment to this website. We’re dedicating it exclusively to the many ways you can deposit real money at Canada casinos online. We expect this segment to continue expanding for quite some time. So, if you don’t see what you’re looking for today, be sure to check back soon for updates.
As long-time iGamers ourselves, we have considerable experience in deposits and withdrawals. We’ve done it all – credit, debit and gift cards, direct banking, web wallets, even crypto currencies. We only utilize secure methods, and only access reputable websites with a proven track record and proper regulations in place to protect players. That being said, let’s get right to it.
Canada Casino Real Money Deposit Options
Due to the sheer abundance of deposit methods accessible in the Canadian financial market, we’ll break this into multiple categories. Please choose a category from the list below to jump straight to it. Or, continue scrolling to learn more about each category, and the various payment options that fall within it.
- Bank Cards (Credit, Debit)
- Prepaid (Gift Card, Voucher)
- Web Wallets (EcoPayz, MuchBetter, Jeton, etc.)
- Direct Banking (eCheque, Bank Wire, Instant Debiting, etc.)
- Pay by Phone (Amend purchase to mobile phone bill)
- Crypto Currency (Bitcoin, Ether, Litecoin, Tether, etc.)
Bank Card Casino Deposits Canada
Any payment method that involves the use of a bank-issued card falls into this category. They include credit cards and debit cards. While these are extremely popular payment methods for your everyday online purchasing needs, they may not the best choice for online casino gaming.
The problem is that most Canadian banks flag iGaming deposits, resulting in a rejection notice. If you are able to use a debit card successfully, you may be able to withdrawal back to it as well. Don’t get your hopes up, though. Please refer to this page for more information:
Next, we’ll briefly talk about the use of credit cards and debit cards, how to use them, and any additional pros/cons you might need to be aware of.
Credit Cards
If the financial institution that issued your credit card does not prohibit online gambling, you may be able to use your card to deposit funds. However, we don’t recommend doing it, for two very valid reasons.
First of all, buying casino chips (physical or virtual) with a credit card is equivalent to a “cash advance”. A cash advance always comes with the highest interest rate. Secondly, and more importantly in our opinion, it’s never a good idea to gamble on credit. To do so is to bet with money you don’t have; (i.e. you have to pay it back.)
Should you decide to go this route, deposit with a credit card is easy enough. Choose Credit Card from the casino’s banking menu. Input your card number, name, expiration and any other requirements from the card. Choose the amount you wish to deposit and submit the payment. You should get a confirmation notice within a few seconds, after which your account is automatically credited.
Debit Cards
It is much more common (and socially responsible) to use a debit card to deposit at an online casino. As mentioned above, however, it’s also common for a debit card purchase to be met with a rejection notice. If you are not able to deposit with a debit card, you’ll need to choose a different payment method from the casino’s list.
The only two debit brands that are generally acceptable among Canadian casinos are Visa and MasterCard. Some casinos also accept Maestro debit cards, but these generally belong to European bank account holders. Check the logo on the front of your card to determine its brand.
To deposit, choose the appropriate logo (Visa or MasterCard) from the casino’s banking menu. Enter the card number, expiration date, name, and 3-digit security code from the back. Then, enter the amount you wish to deposit. Assuming your bank account has sufficient funds to cover the purchase, you should get a confirmation notice within a few seconds.
To learn more about depositing with a debit card, please refer to our in-depth analysis:
Prepaid Deposit Options
Any deposit option that requires pre-payment will fall into this category. Prepaid options are usually the preference of players who want to pay with cash, and/or don’t want to divulge any financial information whatsoever online.
You can pay cash, credit or debit for a prepaid gift card at most retail outlets, from major department stores to the local fill-up station. You can also purchase a variety of prepaid vouchers in store and online. To deposit with it, simply choose the name of the prepaid card/voucher from the casino’s banking menu, then follow the instructions to input the required info. Just know that you cannot use a prepaid card or voucher to withdrawal.
You’ll find each eligible prepaid method for Canadian casino depositors below, including a brief description and any pros/cons you should know about.
Visa / MasterCard Gift Card
All major card issuing companies sell prepaid gift cards. You can pick one up one at just about any retail location. They come in incremental amounts, such as $25, $50, $100, or $500. On top of this prepaid amount, you can expect to pay an activation fee of about $4 to $7. The higher the prepaid value, the higher the fee tends to be.
Before you buy any gift card, make sure to read the fine print on the back. Make sure the card is eligible for international use, and that there are no hidden fees or expiration dates. Assuming all checks out, you can use this card at any online casino that accepts them. Enter the number on the card and PIN from the back, along with the amount you want to deposit. Submit the payment, and the funds will be in your account instantly. Note that gift cards are for deposits only, not withdrawals.
Prepaid Voucher
A prepaid voucher is exactly the same as a prepaid, except that it doens’t com with a physical card. The biggest advantage is that you can buy these in a retail store or online (i.e. virtual voucher).
The most important tip I can give you is this. Don’t lose the receipt or email that contains your voucher’s info! You’ll use that voucher number and PIN to make your deposit. Like gift cards, vouchers are for deposits only. You can make a withdrawal to a voucher.
Neosurf
Neosurf is a well-known brand of reloadable prepaid cards and virtual vouchers. Canadians have been trusting Neosurf to facilitate secure online purchases for well over 15 now. Users can buy and load funds onto a Neosurf Card in thousands of retail locations across the country.
You can also visit neosurf.com to purchase a virtual voucher, or to reload or check the balance or an existing card/voucher. To learn more about depositing with Neosurf, please refer to our in-depth analysis:
Paysafecard
Similar to Neosurf, Paysafecard is a prepaid card / virtual voucher payment system with a long-standing reputation. Established in 2000, Paysafecard has been the premier choice for Canadian online casino enthusiasts for more than two decades. You can purchase a physical card or voucher in person at retail outlets across the nation, or go online to paysafecard.com to purchase an online virtual voucher. The website also lets you reload or check the balance of any existing card or voucher.
To make a Paysafecard casino deposit, choose this method in the cashier, then enter the 16-digit number and PIN. Funds will be instantly available for use in your casino account. To learn more about depositing with Paysafecard, please refer to our in-depth analysis:
Web Wallet Accounts
Web wallets (a.k.a. eWallets) are the number one choice among Canada’s iGamers. A web wallet is like blend of a real wallet and an online bank account. It can hold actual cash, like a real wallet. It can also be used to send and receive money, or even pay bills, like an online banking account.
Web wallets are renowned for security, versatility, and ease of access. Some users prefer to link their bank account directly to a web wallet. Thus, you’re actually making casino deposits straight from your bank, but without giving the casino your banking details. Or, you can load the eWallet with cash from your bank, debit card or credit card, then deposit that cash to your casino; again, without divulging any of your financial accounts or card info.
One reason we like eWallets is because they make a quick and convenient withdrawal option at most casinos. So long as you use your web wallet to deposit, you can withdrawal winnings right back to it. Then, you can send that money on to your bank, or keep it in the eWallet for future online purchases.
You’ll find a list of Canadian-friendly web wallets eligible for online gambling payments below. First, a word about some of the world’s most popular web wallets that don’t allow online gambling from Canada.
Paypal, Neteller, Skrill – No Good at Canadian Online Casinos
These three web wallets are, by far, the world’s most popular online payment processors. Everyone knows Paypal. Most of us have trusted the brand for more years than we can count. Unfortunately, Paypal, Neteller and Skrill have all taken a ‘no iGaming’ stance in North America. If you see any of these options on a Canadian casino operator’s cashier, they are for international customers. Canadians and U.S. players must choose a different method.
Click the following link to learn more, or scroll on to read about all the web wallets Canadians can use for online gambling.
ecoPayz
Upon the evacuation of the payment processors above, ecoPayz swooped in an became the prime web wallet for iGamers in Canada. It also has the highest acceptance rate among the country’s most reputable online casinos, averaging over 80% availability as a deposit and withdrawal option.
When depositing with ecoPayz, you’ll be redirected to the eWallet’s website to log in and confirm the payment. All the casino needs to know is your ecoPayz email address and th amount you wish to deposit. Withdrawals work in the same way, but are only eligible if you’ve previously made an ecoPayz deposit.
You can learn more about setting up and funding an ecoPayz account, and how to deposit with Jeton at online casinos, please see our in-depth analysis:
Jeton Wallet
With a Jeton Wallet, you can load funds into your eWallet, then send them to a variety of online casinos. A number of funding methods are available, including bank transfers, credit cards, debit cards and more. To deposit, scroll down the list of payment options on the casino’s banking page. Choose Jeton and follow the instructions. You can follow the same process to withdrawal winnings back to your Jeton Wallet.
Honestly, the only negative about Jeton Wallet is that very few reputable Canadian casinos accept it right now; less than 20% in our considerable experience.
Learn how to set up and fund a Jeton Wallet, and how easy it is to deposit and withdrawal with Jeton at online casinos, by visiting our in-depth analysis:
MiFinity
MiFinity promotes its eWallet as a digital bank account. It actually has its own IBAN, which means transfers are quicker than average. A lot of recipients even report same day transfers; something no bricks-and-mortar bank could ever hope to achieve in international financing. For a long time, MiFinity was a European-only payment system. Thanks to a 2021 partnership with Interac, it’s now available right here in Canada. Anyone with an IBAN bank account (i.e. Interac-compatible) is welcome.
Like any other web wallet, users can link their local bank account directly to their MiFinity account for direct casinos deposits. Alternatively, users can preload their MiFinity account with funds from a number of sources (bank, debit card, credit card, etc.), then use those funds to deposit instantly at MiFinity online casinos. Equally beneficial is the option to withdrawal casino winnings to a MiFinity account. Fees are nominal, and you can redirect the payment right back to your bank quicker than many other eWallet services.
You can learn more about MiFinity casinos, and how the eWallet works, in our comprehensive review:
MuchBetter
MuchBetter might live up to its name in some countries, but Canada isn’t high on that list. It’s obvious the operator caters to the US market more than anything. It performs transfers via ACH protocol (rather than Canada’s superior EFT). Pretty much every transaction will cost you a US$4 fee, as well. There are some positives, though. For one, you can set up your account in CAD, avoiding any currency conversion fees. Plus, MuchBetter is a partner of Canada’s Interac payments system, which carries a significant reputation boost all its own.
For Canadian users, MuchBetter operates less like an eWallet, and more like Interac E-Transfers. Payments occur through the mobile app, utilizing Q&A via SMS text messages to verify senders and recipients. If you’re not accustomed to Interac eTransfers, it may seem unnecessarily complex, but you get used to it quick. Plus, the security is fantastic. To be honest, though, if you’re favorite online casino takes Interac, you can avoid the higher cost of MuchBetter by using that, intead.
Find out more about MuchBetter, how to use it, and which casinos accept it in our in-depth guide::
Sticpay
According to its features list, Sticpay is a virtual mirror of Paypal, except for two things. Bad news first – Sticpay doesn’t even come close to the overwhelming degree of worldwide acceptance as Paypal. The good news – Sticpay facilitates online casino payments for Canadian iGamers.
Sticpay is an eWallet built for international payments and online purchases. Like other web wallets, you’ll load funds from a variety of methods, and/or link directly to your bank account. If you intent to use the eWallet in high volume, you can request a STIC Card Debit/ATM card. The card can be used online or in person for purchases, or at countless ATMs worldwide, to access your Sticpay funds.
Account registration takes about 3 minutes, at which point you can initiate a deposit with any of your favorite Sticpay casinos. Just choose Sticpay from the menu, enter the amount to deposit, and you’ll be redirected to the web wallet’s website to login and confirm the purchase. Withdrawals work similarly, although you’ll have to make at least one Sticpay deposit before you can request a Sticpay cashout.
See our comprehensive review of Sticpay deposits and withdrawals for more info and a list of casinos that accept Sticpay:
Direct Banking Methods
The payments realm is brimming with direct banking methods for Canadians. By definition, this type of payment involves moving funds direct from/to your bank, with or without an intermediary service. For example, an eCheque comes directly from your bank, with no third-party involvement. InstaDebit, on the other hand, acts as the third-party intermediary, securing and facilitating the request. Either way, it’s a one-and-done transaction for the user; (as opposed to cashing out to a web wallet, then sending the money to your bank.)
Some direct banking methods are far more cost effective than others. Most Interac services, for example, are free. An international bank transfer, on the other hand, can cost $50 or more. Cost is one of the most important features to consider when choosing the best payment option for your iGaming needs. That being said, here’s a detailed list of common Canadian deposit and withdrawal options.
eCheque / Instant Check
Depositing with an eCheque / eCheck is one of the fastest, easiest, no-cost methods available to Canadians. It’s no different than writing a paper cheque, except that you don’t need a pen, and you’ll get instant credit for it in your casino balance. The only requirement is that you have a paper check to draw from.
To deposit with eCheck, get out a paper cheque and look for the following information: Routing Number, Account Number, and Check Number. These are all located at the bottom of the cheque. The Routing Number comes first, and should be 9 digits long. This is the bank’s own account number, identifying it among the world’s financial institutions. Right of that (in the middle) is your Account Number. This is your personal bank account number. To the far right is a 3-4 digit number representing the check number. It’s usually located in the top-right corner of the cheque, as well.
With this information ready, choose eCheck from the casino’s list of deposit methods. Enter the information from the paper check, as required. If you input the check number, be sure to mark the paper cheque as ‘Void’, since you can’t use it again. If a check number is not required, don’t worry about it. It means you’re actually facilitating an EFT (see Electronic Funds TRansfer below) that doesn’t require a physical cheque.
Learn more about how to use an eCheque and the casinos that accept them in our in-depth review:
Electronic Fund Transfers (EFT)
An Electronic Funds Transfer (EFT) is the most basic way to instantly transfer money from one bank to another. It is the system in which all Canadian payments (outside of cash) are based in. Pretty much every payment method in the Direct Banking section uses the EFT protocol. You can too, assuming your favorite online casino supports this method.
An EFT payment initializes in the exact same manner as an eCheck, except that you do not need a paper cheque to use it. All you need is your bank’s routing number and your account number. Yes, you can find these on a paper cheque, but if you don’t have one, a quick phone call to your bank will do the trick. You should know your account number, and the bank will provide the routing number. Enter this info in the appropriate input fields when depositing, and your casino account will be credited within a few moments. Unfortunately, EFTs are rarely available as a cashout option.
Obviously, that cash doesn’t leave your bank and arrive at its international destination in a matter of seconds. What happens is, the casino sends a request for the funds. The bank answers whether those funds are available, and whether the transaction is approved. If both answers are ‘Yes’, the casino credits your account with that money right away. It’ll be a few days before the funds actually arrive in the casino’s international bank account.
Interac / Interac Online
Interac is the Canadian exclusive payment system built by our own Big Five banks, for our own Big Five banks. That was in the 1980s. Today, Interac is available throughout almost every banking institution in the country. Best of all, Interac is partnering with only the most reputable overseas companies to provide international payment services. This is so important, because it goes without saying that any online casino accepting Interac payments has been weighed, measured, and ultimately approved by the Canadian banking system.
For years, all Interac services were provided free of charge. Now that international services are available, you might pay a negligible fee here and there for a transaction. Otherwise, Interac is extremely secure, comparably inexpensive, and lightning quick. Deposits take place through your online bank account. When you choose Interac as your deposit method, you’ll be asked to choose from a long list of Interac-supported bank branches. Choose your bank to be redirected to its website, then log in and complete the purchase.
You can learn all about how Interac Online works, and which Canadian casinos accept it, by exploring out in-depth analysis:
Interac eTransfer
Interac’s eTransfers are hosted by the same payment system as Interac and Interac Online. However, the procedure for facilitating a payment is very different. It’s still an EFT at its core – still very secure, inexpensive, and quick – but most of the user’s interaction takes place via SMS text message. Here’s what happens (in short) when you make an Interac eTransfer casino deposit:
First, you’ll visit the casino, log in, go to the banking section, and choose Interac E-Transfer from the deposit option list. Next, you’ll be given a series of information. You may even be asked to open a Live Chat window to receive this information. It will include a mobile phone number, question, and answer. Then, you’ll initiate the eTransfer, inputting the recipient’s mobile number, the amount to deposit, and the question and answer (exactly as it was provided).
Once you send the deposit, the casino gets an SMS text message. It includes the option to receive the transfer by answering the security question. The casino replies with the exact answer, and the transfer is complete.
Interac eTransfers do not take place over your mobile phone. They are highly secure EFT transfers. Only the exchange of cursory information takes place over SMS. You can learn more about Interac E-Transfers, how they work, and the Canadian online casinos that accept them, in our full review:
iDebit
iDebit is another digital banking system that utilizes EFT protocol to facilitate transfers. It works much the same way as Interac. So long as your existing bank supports iDebit payments, you’ll be able to use it, free of charge, at any online casino (or other merchant) that accepts it. It’s fast, safe, secure, cost effective, and accepted by more than 80% of Canada’s most reputable online casinos.
To use iDebit, choose this deposit method from your casino’s banking method. Enter the amount to withdrawal, and select your land-based bank from the drop down menu. All of Canada’s big Five, and several other major financial institutions, support iDebit. You’ll be redirected to your online bank’s website to log in and complete the deposit.
You can also make a withdrawal with iDebit, but you’ll need a free iDebit account for this. Visit the iDebit Website, then press the Log In / Sign Up button. Enter the relevant information, including bank account info, to set up an account. All casino cashouts made to iDebit will appear in this account. You can transfer that money to your bank anytime.
For a complete review of iDebit services, payment tutorial and supporting casinos, please see our in-depth guide:
InstaDebit
For years, it was assumed by many that iDebit and InstaDebit were the same thing. They are not. InstaDebit is more like an eWallet that you don’t put funds in; an intermediary bank account for transacting online, without giving every merchant your bank info. Another way to look at it – InstaDebit provide you with a virtual debit card. If you carry a physical debit card for your land-based bank account, InstaDebit becomes your virtual debit card.
To use it, choose InstaDebit as your alternate payment method from the online casino cashier. Enter the deposit amount and press ‘Ok’. Next, you’ll login to your InstaDebit account to approve the purchase. InstaDebit transfers the money from your bank to the casino, making the funds available instantly. As an added bonus, pretty much any casino that accept InstaDebit deposits, also offers InstaDebit cashouts.
Find out how to use InstaDebit at online casinos in our comprehensive payment review:
Instant Banking by Citadel
Citadel’s Instant Banking (aka Instant Payments by Citadel) is an online transfer mechanism perfect for the ultra security-minded. All you need is a bank account with access to online banking. You don’t need an account with Citadel to use it. The purpose is to provide a virtual bridge, of sorts, separating the merchant from your bank account info. With no account requirements, you can start using it anytime, with no delays, and even better, no fees. The service has been around more than 20 years now, making it an easy choice for Canada’s iGamers.
Here’s how it works. Choose Citadel Instant Payments from the casino’s cashier page. Enter the amount you want to deposit. From the drop-down menu, select your banking branch. After a quick redirect to you bank’s website, log into your online banking account. Choose which account to take the funds from (i.e. checking or savings), then confirm the payment. Citadel secures the transaction, so the casino never sees your bank credentials. As quick as that, your money is in your casino account, ready for betting.
On the down side, not a lot of reputable Canadian casinos accept Citadel these days. On the plus side, though, when available, it’s usually eligible for both deposits and withdrawals.
Learn more about how Instant Payments work, and which of Canada’s casinos accepts Citadel deposits, in our in-depth review:
International Bank Transfer
With so many fast, secure and cost-efficient deposit methods available, I can’t imagine anyone choosing a bank wire transfer to fund an international online account. This explains why virtual no iGaming portal offers bank transfers as a means of deposit. No – this method is reserved exclusively for cashing out your winnings. It’s what you might call the ‘last resort‘ withdrawal option.
I’ll start with the negative features on this one. The biggest problem is that an international bank wire can be very expensive. Canadians can expect to pay no less than $40 for it, and that’s the low end of the fee spectrum. For the casual gambler, a fee like that could cut pretty deep into your profits. Thus, a bank transfer is generally reserved for high rollers with a large amount of money to move.
It’s not just the player that’s getting rolled, either. The casino has to pay a similar fee to its bank for initiating the transfer. So, chances are, you’ll have to withdrawal a high minimum just to be eligible. Then again, if you’re going to withdrawal a considerable amount, you may be able to get the casino to cover the fees on both ends.
And now, the good news. Bank transfers are available to all players, from all regions of the world. If there’s no other viable means of cashing out your winnings, a bank transfer will always work. That is, assuming you have enough in your balance to qualify for a bank wire.
Learn more about how to initiate an international bank transfer, and any applicable fees or restrictions you may encounter, with our in-depth analysis:
Pay by Mobile Phone Bill
One of the most popular choices among mobile iGamers is the ability to pay by phone bill. It’s a very simple concept, similar to telling the barkeep, “Put it on my tab!”
The amount you deposit gets tacked onto your monthly phone bill. When you pay the bill, you pay the casino. It’s kind of like gambling on credit, since you’re betting with casino chips you haven’t paid for yet. For this reason, you’ll need to be in good standing with your mobile carrier. You’ll also need to enable auto-pay, if you haven’t already. So long as the casino and mobile carrier know they’re getting reimbursed, it’s a no-brainer for them.
For a complete tutorial, plus list of mobile carriers that support casino deposits with pay by phone bill, see out comprehensive guide:
Crypto Currency Betting
Last but not least, the coup de gras of cost efficiency in iGaming payments – crypto! Unless you’ve been living under a rock for the last decade, you’ve surely heard about crytpo currency. Bitcoin, Litecoin, Ethereum, Tesla CEO Elon Musk’s favorite virtual pet, Dogecoin; these are just some of the most universally recognizable tokens on the digital market. Since the launch of Bitcoin in 2009, more than 8,000 altcoins have been developed.
What’s so great about crypto, anyway? Well, for one thing, they are a decentralized form of payment. This mean no central government controls them. And if no central government is in charge of them, then there’s no central bank charging exorbitant fees to transfer them. Long story short – crypto is incredibly cheap to buy and move. Commission fees are miniscule, averaging a few cents. Compare that to the payment methods listed above, and you could be saving anywhere from a few dollars, to $40+, per transaction.
That’s not to imply that digital tokens are for everyone. If you’re already familiar with Bitcoin and altcoins – maybe you already have a crypto wallet brimming with coins – it could be just the casino payment option you’ve been looking for. If you’re not familiar with crypto casinos, and would like to learn more, may we suggest this link:
• How to Play Blackjack with Bitcoin and Crypto in Canada