Explore the Simple Reliability of eCheck Casino Payments

eCheque Canada Casino Deposits: The Quick, Free & Reliable Way to Pay

The global online gambling industry represents an ever-growing, ever-evolving digital rendition of bricks-and-mortar casinos. We’ve had access to iGaming websites for more than 25 years now, if you can believe that. As much as the industry has changed in all that time, there are some things that remain the same. One is the simplicity and reliability of eCheque casino deposits. 

An eCheque – a.k.a. e-Check, or Instant Check – is an electronic cheque. It’s just like a paper cheque, minus the physicality of paper and ink. We can easily issue an eCheque by providing the same information found on the paper version, like the routing number, and account number. This is all perfectly safe information to share, just as it’s safe to hand a paper cheque, with the exact same info, to your local grocer. 

In this way, eCheques have become one of the fastest, most secure, faithfully reliable payment options for Canadian iGamers. And although rare, some online casinos will even let you request a cashout of winnings by eCheque, sending that money directly to your bank account. In the follow context, we’ll talk more about how these instant checks work, how to deposit and withdrawal with them, and which Canadian casinos accept eCheques. Thank you for visiting, and as always, please remember to gamble responsibly. 

eCheque Canada – Table of Contents 

• What is an eCheque?
• What Do I Need?
• eCheck Security
• Speed of Payments
• Associated Fees
• How to Deposit
• How to Withdrawal
• E-Cheque Casinos
• Did You Know?

What is an eCheque – Electronic Checks Explained

An eCheque is, quite simply, a paper cheque, but in electronic form. It requires the same amount of information – your name, address, and amount, along with the bank’s ABA routing number, your bank account number, and in most cases (but not all), a cheque number. To write an eCheque, you’ll simply input this information in the payment window, as requested.

Realistically, an eCheque is the same as an EFT, or electronic funds transfer. Think of it as a visual aid for processing EFTs. The only difference is whether a cheque number is required. Without a cheque number, you’re using a virtual cheque format to facilitate an EFT.

If you supply a cheque number, you’re effectively using the paper cheque that corresponds with that number. In doing so, you’ll have used that paper cheque. Be sure to label it as ‘Used’ or ‘Void’ for your records.

EFTs are among the most common forms of payments in today’s digital world. When you make an Interac or debit card payment, the bank processes it as an EFT. Online banking and bill payments – EFT. It’s powered by little more than an instant messaging system, wherein the merchant asks the bank for the money, and the bank says whether they can have it or not. If funds are sufficient, it’s a yes, and the payment process begins. If funds are insufficient, it returns a ‘No’, and the payment is declined.

Do I Need Anything Special to Use an E-Cheque?

As previously stated, you will need a few things to pay with an eCheque. For starters, you need an actual paper cheque (assuming the cheque number is required). You’ll also need the bank’s ABA routing number and your bank account number, both found at the bottom of the paper cheque.

If you don’t have a paper cheque handy, and/or no cheque number is required, you can get the ABA routing number online, or by calling your bank. In fact, a lot of first-time eCheque depositors will call their bank ahead of time just to confirm they’re doing it right. Do not hesitate to make that phone call if you’re anything less than confident.

Note: In case I wasn’t perfectly clear, you may or may not need a paper cheque to make an eCheque deposit. Only if the online casino asks for a cheque number, will you need a paper cheque to coincide with the payment. You will not need to send them this cheque. Just make a note on the cheque what it was used for (for your records), and maybe write VOID across it so you don’t accidentally use it again.

How Secure are eCheques?

E-Cheques are as secure as writing a paper cheque. You wouldn’t question the clerk at a store on how secure your cheque is when you hand it to them. Similarly, you need not question an online merchant or casino, either. The security of this payment was established back when you signed up your online casino account with the same name and address associated with your bank account; doubly so when verifying your identity with the casino (if applicable).

The fact is, a paper cheque contains a lot of information, but it’s the type of information that can only be stolen and used by someone who can prove they are you. This is one reason reputable online casinos require identity verification in the first place. Tedious as ID verification it may seem, it’s for your own protection.

Can I Gamble Anonymously with an Electronic Check?

No. Your personal information is directly associated with your eCheque. There’s no way to keep your identity private and successfully pay by instant check. It’s just not possible. If you were hoping for a more private payment method, may we suggest prepaid cards or crypto currency.

Speed of eCheque Payments – Within Minutes

An eCheque can take anywhere from a few seconds to a few minutes to receive approval. It all depends on the speed of your bank, and how busy it might be at the moment. With today’s technology, you should expect near instant access to the funds in your online casino account.

Banks begin processing EFTs the moment they come in. The merchant sends a request for the funds. The bank responds with one of two messages. An affirmative response states that the funds are available and on their way. A negative response states that funds are insufficient, and the payment has been rejected. Assuming the payment is approved, the casino credits the player’s account right away, even though the funds won’t really arrive for a few days; (i,.e. international bank transfers typically take 2-3 business days).

As for withdrawals, if your online casino permits eCheque payouts, these will take a bit longer. Just as the online casino waited 2-3 days to receive your money, you’ll have to wait the same amount of time to get your withdrawal. Unlike casinos, banks aren’t so kind when it comes to instant crediting of money that hasn’t actually arrived yet.

Cost of eCheck Canada – Rates and Fees

One of the primary reasons so many Canadian iGamers prefer eCheques is because they are free. There is never a fee associated with eCheques or any other EFT-style payment method. If your bank, or the merchant’s receiving bank, wants to charge a fee, the online casino should absorb that fee. This is why some online casinos have a higher minimum for eCheque deposits – to make it worth their while to cover any applicable fees.

That being said, you might have to pay a fee if you request an eCheque casino withdrawal. Your bank may charge a fee, as might the online casino itself. You’ll be notified of the casino’s fee, if there is one, before you request the payout. Your bank will simply charge the fee, if any, when the payment arrives. Be sure to check with your casino and bank for details.

How to Make a Casino Deposit with eCheck

To make an online casino deposit with an eCheque, you’ll need your bank’s ABA routing number and your bank account number. You can get these from an actual paper cheque, or by calling your bank. The image on the right shows you where to find these numbers on a paper cheque. Note that you may also need the cheque number, in which case you’ll need to use the number from a real paper cheque, to be voided afterwards.

eCheque Casino Deposits – Step-by-Step

Order of Steps	In Detail
1. Login to Casino	Login to the online casino you want to make a deposit at.
2. Visit the Cashier	Make your way to the Cashier/Banking section of the website.
3. Choose Deposit	Choose to make a deposit.
4. Select eCheque	From the list of available deposit methods, choose eCheque, eCheck, or Instant Check.
5. Enter Details	Enter all of the necessary information in the input boxes provided. This includes the ABA Routing #, Account # and possibly a Cheque # (from a real, unused cheque). You may also need to enter your name and address as they appear on the cheque. This must match the name/address you signed up your casino account with.
6. Enter Amount	Enter the amount of money you wish to deposit.
7. Submit Payment	Look over all the details carefully to ensure they are correct. If everything looks good, Submit the payment.
Success!	Assuming you’ve followed the instructions correctly, and there’s enough money in your bank account to cover the deposit, the funds should appear in your online casino account within a few minutes at most.

How to Cash Out with eCheque

Although rare, you may be able to request a casino withdrawal by eCheque. You’ll only be able to do this if 1) you’ve made at least one successful eCheque deposit with the casino, and 2) you meet the minimum cashout requirements. Most online casinos that accept eCheque payout will require a minimum of at least $100. Check the casino’s eCheque cashout policy to be certain.

Since the casino already has your banking detail, cashing out should be easier than depositing. When you choose this payment method, the casino will automatically set the payment to go to your previously linked account. That means no routing numbers or account numbers must be supplied.

eCheck Casino Withdrawals – Step-by-Step

Order of Steps	In Detail
1. Login to Casino	Login to the online casino you want to cash out winnings from.
2. Visit the Cashier	Make your way to the Cashier/Banking section of the website.
3. Choose Withdrawal	Choose to make a withdrawal.
4. Select eCheque	From the list of available cashout methods, choose eCheque, eCheck or Instant Check.
5. Enter Amount	Enter the amount of money you want to withdrawal to your bank account.
6. Confirm Details	Look over the details to make sure everything is correct. If so, Submit the withdrawal request.
Success!	Assuming you’ve followed directions correctly, your withdrawal will enter the casino’s “pending processing” period. Once the casino processes the payment, it should take 2-3 business days for the funds to appear in your bank account.

List of Recommended Canadian eCheque Casinos

The BTC Blackjack team is made of up real online gambling enthusiasts. We’ve spent years playing online blackjack and other casino games for real money. We understand the importance of gaming with reputably licensed and trusted operators. We take great pride in researching every website before we deposit and play, and only recommend the casino’s we personally use. With that in mind…

Below is a short (very short!) list of casinos that accept eCheque deposits and Canadian players. Click on the name of any casino on the list to read an in-depth review of its features.

eCheque Canada Casinos	For Deposit	Withdrawal
Pinnacle Casino	Yes	Yes

Did You Know? Electronic Funds Transfers (EFTs) Have Been Transforming Global Payments for 150 Years

As hard as it may be to believe, electronic funds transfers (EFTs) date all the way back to the 19th century; 1871 to be exact. That’s more than 150 years! The first EFT was initiated by Western Union (formerly Western Union Telegraph Company) when it enabled a monetary sending system that allowed users to “wire” cash. This marked the first time in history that money was transferred from one person/location to another without requiring a physical exchange of currency between the sending and receiving parties. It took a few decades to really catch on, but by the turn of the 20th century, the Federal Reserve Bank was regularly utilizing Western Union’s original EFT system to send money via telegrams. Fast-forward to 1914, when Western Union introduced the first charge account. That revolutionary system eventually led to the issuance of physical credit cards in the 1950s, while EFT technology brought us debit card transactions in the 1980s. The 1990s gave us the internet, which led to online banking, online casinos, and everything in between.